The iconic American Express Platinum Card has been sought after as a status symbol for years, but it is also a hugely popular as a travel rewards credit card due to its high 5X Membership Rewards® points per dollar on airfare and prepaid hotel purchases (through amextravel. This would be a fantastic reason to upgrade your Amex Green card to the Amex Gold card, which not only earns more at restaurants worldwide (4x with the Amex Gold card compared to 3x with the Amex Green card) but also earns 4x points (on the first $25,000 per calendar year, 1x thereafter) at U. Delta Reserve and Amex Platinum card members have the opportunity to earn unlimited Sky Club access, but it comes at a hefty price. 1 Digital wallets are Apple Pay™, Samsung Pay, Google Pay™, Fitbit Pay™, PayPal or Amazon Pay. This includes making on-time payments and paying your balance – all while using the card frequently. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. So, yes, in the "normal" world, a 160K (or $170K) on a Business Plat with NLL for $15K spend seems the best way to work things. Delta SkyMiles® Platinum American Express Card: Basics. 5% p. When you apply, are approved and spend $10,000 on eligible purchases on your American Express® Qantas Corporate Gold Card within 2 months of your approval date 1. Get personal assistance for your account servicing needs. Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. In most cases, an online application will take about 10 minutes to complete and will generate a decision in as little as 30 seconds. Total Points. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. While American Express doesn’t have a "5/24" rule like Chase does, the issuer does. If your Amex application status is denied or pending, you can call 800-567-1083 or 866-314-0237 to speak with a live credit analyst. However, there is a solution: You can try to get preapproval for an American Express credit card. Additional reporting by Chris Dong. With over $3,500 in potential value, it's easy to justify having the American Express Platinum Card for one year — even with a nearly $700 annual fee. 30,000 additional points when making any. The Platinum Card from American Express Review. AMEX Platinum Charge cardholders now receive S$1,204 of annual statement credits, compared to S$800 prior to February 2023. $59 spend = 1 Airpoints DollarTM5. First, check our Learn More link in the above table. Its annual credits can also make the $150 annual. For most people, the best deal will be the card_name. With a steep $695 annual fee, The Platinum Card® from American Express (Terms apply. The APR on this card ranges from 21. The Amex Platinum's 5x earning rate on flights is incredibly lucrative. That's only $1,333 of spending per month required. Amex Platinum Quick Facts. Bottomline. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases on the Card in your first six months of card membership. Earn 5. Best Premium Hilton Card. of 8% GST) / S$174. Step 2 – Schwab Amex Platinum Card. American Express only allows you to earn the bonus on each card once per lifetime. If you recently canceled a premium American Express card and now regret it, you may not be too happy to hear that Amex is charging a $25 fee to reinstate canceled cards, as first reported by Doctor of Credit. At $695 per year, the Amex Platinum isn't an affordable card — but neither is the Delta Reserve. fees of The Business Platinum. com, click Cards, then click Check for Pre-Qualified Credit Card Offers. Delta SkyMiles® Platinum Card Members, Delta SkyMiles® Reserve Card Members, Delta. The card’s airport lounge access alone is valued around $600—the cost of an annual membership for airport lounge access to a legacy airline. The American Express Platinum card is famous among foodies because of its extensive dining privileges. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; Prepaid Cards. Download the Amex App on your smart device. The American Express Platinum Card usually comes with a high $695 annual fee for the primary cardholder and $195 annual fee for additional cardholders. If you don’t get the instant credit card approval you were looking for, the easiest way to check your Amex application status is by using Amex’s online application. . Then when you add in perks like airport lounge access, various elite. The Amex Platinum will generally require a good to excellent credit score (720+) and a mid to high income. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. American Express maintains a strict rule of one bonus per card for life regardless of the family of cards (cobranded hotel and airline, business, cash-back and rewards cards ). With The Platinum Card® from American Express purchase protection, you get up to $10,000 in coverage per covered purchase with an annual limit of $50,000. Editor's note: This is a recurring post, regularly updated with new information. com by 12/15/2023. However, many readers are being targeted for an Amex Platinum 125,000-point offers by using the CardMatch tool . spend of S$6,000 and annual fee payment within 2 months of card approval. Additionally, this card has no introductory APR offer. When you spend $75,000 on your eligible card in a calendar year. The American Express ® Platinum Card. Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. This benefit is available to the American Express Platinum Card. 6,000 on eligible purchases within six months of card membership. Earn 2 points for every $1 in Card purchases for eligible travel 4. It’s free and will help you optimize your rewards and savings! A Clear membership statement credit of up to $189. While The Platinum Card® from American Express and the American Express® Gold Card deservedly get a lot of attention, the Amex Green Card is a solid earner in everyday categories that apply to. mb3581 • 8 yr. S. 4. This is valid on the U. Plus, earn 10 points per dollar on "Shop Small" purchases in the U. Only posted transactions (including recurring billing) are eligible for this promotion. Over the years, we've seen The Platinum Card® from American Express increase from a $450 annual fee to $695 . Applicants must be at least 18 years old and live in the United States. The Platinum Card® from American Express is a versatile travel rewards and benefits card powerhouse that allows you to add an authorized user to your account for $195. of Trxns. The Platinum. We've covered the Sapphire Reserve $300 annual travel credit in detail, along with the $250 Prestige Card annual travel credit. Annual fee: $695. On this card, I received an offer of 55,000 Membership Rewards points for spending $4,000. The American Express Airpoints Platinum Card. Receive $450 to spend on travel each year 2, rewards points on every dollar spent and complimentary access for you and a guest to over 1,400 VIP Lounges around the world 3. The Platinum Card has a $695 annual fee. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. Credit Needed. Spend $125 or more, get $25 back, up to 2 times (total of $50) Get a $25 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at FragranceNet. Card within the first 2 months of Cardmembership. Brilliant® American Express® Card. Final Thoughts. Amex looks at the information they have available on their customers in order to make preapproval. Annual Fee: $150 Terms Apply. 2 cents per point, which means that a 100,000-point Amex Platinum bonus offer is worth ~$2,200, a 125,000-point bonus is worth ~$2,750, and a 150,000. Getty. That said, Amex also introduced several new perks in the same year, giving the card up to $929 in additional ongoing value after the first year. American Express Platinum Travel Credit Card rewards you in the following two ways: Earn 1 Membership Rewards Point for every2 Rs. The remaining 75,000 MR points requires you to spend S$20,000 in the first six months of approval. But The Platinum Card® from American Express and The Business Platinum Card® from American Express offer. American Express rounds out this card with travel protections like secondary car rental loss. Find-Out-if-You-Are-Approved-for-an-American-Express-Personal-Card-Before-Impacting-Your-Credit-Score. Limit of 2 statement credits (total of $50). 7 cents each, so you’d be looking at $1,360 in value. Between up to $200 in Uber Cash, 5. Card Details: Platinum, starting 3rd year, AF posted April 28, 2023 spend was 14k. American Express application rules typically (though not always) limit you to one Amex credit card approval per 5 business days. The timing of applying now will be obvious to any hobbyists due to the triple-dip: with a single annual fee I can potentially get the benefit of three $200 airline credits – 2022, 2023, and 2024. 3,500 plus applicable taxes. Chase IHG rewards card 8 months old with $12k limit and $0 balance. 80 (incl. There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that's rare. For new to American Express Card Members . The Platinum Card® from. It showed up in my Chase online portal within 10 minutes. 1. That’s very good, considering the market average initial bonus is $233 . Minimum Requirements for an Amex Card Approval. Spend $250 or more, get 5,000 Membership Rewards points. Learn More. Solid Welcome Offer. $550. It requires a minimum annual income of ₹25 lakhs and has an annual fee of ₹60,000. ; Earn 4X Membership Rewards ® Points at Restaurants, plus takeout and delivery in the U. The American Express Platinum card return protection will reimburse you for the cost of a purchase if the merchant won’t let you return it. Step 3 – Activating & Managing The Card. Simply enrol via Amex Offers on your Amex App or Online Account. Why It’s One of the Most Exclusive Credit Cards: The most exclusive credit card is the Centurion Card from American Express, otherwise known as the Amex Black Card. Check To See if You Have Offers;. Find out what credit score you need to get approved for an American Express card. The American Express ® True Cashback Card. Terms apply. Learn More. However, several applicants with credit scores in the 600s have also been approved, even as low as 643. Best for Hotel Points: The Hilton Honors American Express Business Card. Additionally, American Express will consider other factors, such as your debt-to-income ratio. American Express® Platinum Card: Charge Card: INR 60,000: N/A: 3. Learn More. As part of your Platinum Card® Global Dining Credit benefit, you can receive up to £150 locally and up to £150 abroad to spend at some of the best restaurants around the world. The Platinum Card ® from American Express Learn how to apply on our partner's secure site. The card's $695 annual fee, which increased from $550 in 2021, is among the highest in the industry. Once you get and use the bonus points, you can cancel the card so you don’t get charged next year. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. 7 cents each, meaning the 40,000 points are worth $680. Fortunately, the card offers rewards of 2 - 5% cash back on purchases and a generous initial bonus. The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. Airport lounge access in included with card membership. Cardholder referral bonuses: American Express offers a fair bonus for referring your friends and family for an Amex Platinum card. Regular Delta flyers: Delta SkyMiles® Platinum American Express Card. Earn 80,000 Amex Membership Rewards points after you spend $8,000 on purchases on the card in your first six months of card membership. S. Plus, you'll earn up to $200 back in statement credits for any spending in the first three months. At the same time, the Platinum Card. S. You may not have access to your full credit line until after you confirm receipt of your physical Card. The Amex airline fee credit covers baggage fees on your nominate airline. 1. In addition, they’re often considered to be a symbol of luxury and status. First Year Fee: Rs. 0% for 15 months. The best American Express credit cards in 2023. Click on the “Account Services” menu, then click on “Payment & Credit Options” and select “Transfer Available Credit to Another Card. If approved for Global Entry, at no. Here is how you can check for pre-qualified offers: First, go to americanexpress. For example, there are services that let you pay your rent / mortgage using a CC for around 2% fees, much lower than the value of the points. Here’s a brief summary of the five new statement credits and their key terms: No. Spend * Rs. Step 2. But one of the most tangible perks of select American Express cards is airport lounge access. credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Second, new cardmembers can also earn 10x points at U. 3. The credit score needed for the American Express Platinum is generally above 700. Get stay vouchers worth INR 45,000 from Taj,. There’s also the American Express® Green Card*, which offers 60,000 points when you spend $3,000 within the first six months of opening your account. ; Earn 5x. If the application requires. Spend over £10,001 and recieve 1. If you have the Platinum Card already and have this referral offer, you'll also get 15,000 for each successful. When I saw the annual. Instant approval of that application. a. American Express cards are popular with a wide variety of consumers. Blue Cash Preferred gives you 6% cash back at U. 80,000 points can be cashed out through the American Express Platinum Card ® for Schwab card at 1. Global Dining Credit. Depending on your spending preferences, that can mean big travel, wellness, and entertainment opportunities. Earn 4 points per $1 spent on dining, including restaurants, takeout and delivery. The Amex Gold offers two different credits that are worth up to $120 each per year. The American Express Platinum card credit score requirement is 700 or higher. 1 cents per point, making 80,000 Amex worth $880 cash. Earn 60,000 Membership Rewards ® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. It applies for 90 days after you make a purchase with your American Express Platinum card. Together with Main Street America, American Express is helping underrepresented U. The Platinum Card ® from American Express. The American Express Platinum Travel Credit Card’s annual fee for the first year is ₹3,500 plus applicable taxes. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. 54 cents per point in value. Darren Murph. The first is an Uber Cash benefit and the other is a Dining Credit that can be used. You’ll find a variety of welcome offer bonuses for the Amex Gold card, depending on how and when you apply. This card has no preset spending limit and gives you 4X Membership Rewards® points on the 2 select categories where your business spent the most each month and 1 point per $1 on everything else. of 8% GST) / S$1,744. I received the pop up when applying for Schwab Platinum and immediately was approved for a 200k Amex Biz Platinum and Biz checking bundle offer. Power’s 2022 Canada Credit Card Satisfaction Study, a survey of. We generally value Membership Rewards points at about 2. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. If you qualify for instant use, you can open the mobile app to retrieve your new card number, security code, and expiration number. If you've got The Platinum Card® from American Express,. Exclusive Perks. S. of 9% GST with effect from 1 Jan 2024). 100K MR 15K spend. Potential Card Members should also be prepared to pay the Green Card’s $150 annual fee. While this fee is hefty, earning the generous welcome bonus is a great way to offset your costs in your first year with the card. Salaried applicants must have a minimum annual income of Rs. Get Coverage of INR 5 Cr for death due to air accident, if your air ticket is bought on the Platinum Card. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on. Leading credit bureau Experian defines a good credit score as 670 or better and a very good credit. 0% for 15 months. For cards such as The Platinum Card® from American Express and American Express® Gold Card (see rates and fees ), for example, you'll need good to excellent credit — usually a score of 680 at a minimum. Get up to $200 Dining Credit3. 100K MR 15K spend. That said, it does come with a. INR 250. Earn 70,000 Membership Rewards points when spending $10,000 in the first 3 months. We'll discuss what it covers and which cards provide it as a benefit. Since we value Membership Rewards points at about 2. They make it damn near impossible to see or find any information about it, and I can’t even find any mention of it anywhere on the webpage/app. You can earn 150,000 points with The Platinum Card® from American Express after spending $6,000 within the first six months. Julian Kheel. Eligible American Express Card Members may be entitled to relief under one of those acts. View all cards . approved for a better card. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. This is a solid bonus for a card that doesn’t often get attention. S. Our Verdict. after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Finding a link for an Amex Platinum card welcome bonus is easy. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. You will receive the. Effective immediately, the fee to add authorized users on the personal version of the Amex Platinum Card in the United States has increased significantly:. From now till 31 October 2022, MileLion readers can enjoy a bonus of 175,000 Membership Rewards (MR) points upon approval and spending S$20,000 in the first 6 months. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Step 4 – Receiving The Welcome Offer Bonus Points. Discover an array of outstanding benefits. The Amex Platinum consistently has one of the most valuable welcome offers out there. Lo and behold, there were a couple of retention offers available! Earn 30,000 Membership Rewards® points after spending $3,000 on eligible purchases within three (3) months of agreeing to keep the card. Owns 6. While the airline incidental credit no longer works on gift cards, the flights are. supermarkets (on up to $25,000 per. Plus you get. Minimum Requirements for an Amex Card Approval; Additional Requirements Based on Data Points; Getting Started. Advance amount, subject to a minimum of. See terms. Points are worth as. credit card issuer, airline or hotel chain, and have not been reviewed, approved or. Those 80,000 points are worth $1,600, according to TPG's. Why We Like It: The Blue Cash Preferred® Card from American Express is the best American Express credit card because it offers exceptional cash back rewards at a reasonable price. The Amex Gold card is currently offering new cardholders 60,000 Membership Rewards points if they spend $6,000 on eligible purchases within the first six months of card membership. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. A credit for the amount you transferred will post to your Card Account within 24-36 hours (you’ll see it in the Home tab in the Amex App). Complimentary access to airport lounges worldwide, hotel elite status, and car rental privileges all make travel more comfortable. Annual fee: $250. 5% but also with access to airport lounges and stay vouchers at prime hotels. Those points are worth $2,400 by TPG's latest valuations, which is reason enough to consider applying. Credit Limit: Assumed credit limit of £1,200. From the second year onwards, the renewal fee is ₹5,000 plus applicable taxes. 1st offer: The Platinum Card® from American Express. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. 0 properties. 24% to 28. The Platinum Card® from American Express: Best for luxury travel benefits. 6 Update2: The new offer is 125k. From now till 31 January 2023, new AMEX Platinum Charge cardholders will receive up to 135,000 MR points when they sign-up, pay the S$1,712 annual fee (S$1,728 if you sign up in 2023) and spend S$20,000 in the first 3 months of approval. In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher. 3. This is broken down into:Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up to $200 in Uber Cash, and up to $189 annual CLEAR credit. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership. , and earn 4X Membership Rewards ® points at U. This is the most premium card in the Marriott credit card family. supermarkets (on up to. Why it's one of the hardest credit cards to get: Capital One Spark Cash Plus requires excellent credit for approval and charges an annual fee of $150, making it difficult to get and afford. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. As you may know, the Amex Platinum card has one of the highest annual fees out there. Practically speaking, spending $250,000 per year doesn’t guarantee admission — in fact, the range is rumored to be $250,000 to. This is on top of the regular 25,000 MR points from spending S. The Platinum Card® from American Express earns: 5 points per dollar on flights booked directly with airlines and through American Express Travel, on up to $500,000 in purchases per calendar year. 3 points per dollar on travel and transit. Scroll until you see "$240 Digital Entertainment Credit. $695 ( rates & fees) Earn 80,000 points after spending $8,000 on purchases in the first 6 months. S. You’ll have to spend $1,650 within the 6% cash back categories to cover your annual fee. 5% reward rate is one of the highest rewarding Credit Card in India and its a must have in your wallet if you love travel benefits. Eligible air purchases are purchases of scheduled flights made directly with a. New Card Members only. The earning rate of 4 Membership Rewards points per dollar at restaurants and U. 3. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. Additionally, the $25 fee will not go toward the annual card fee. Registration can be done via the AMEX Offers portal, and once completed, is valid till 31 December 2024. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. If. Since both cards offer fantastic benefits and lucrative point earnings, you might think that it can. Upgrade to the Platinum Card®. Current bonus: Earn 40,000 Membership Rewards points after you spend $3,000 on purchases within the first six months of card membership. Previously the fee was a total of $175 for up to three authorized users, plus $175 for each additional authorized user beyond thatThe Platinum Card® from American Express (Terms apply) earns 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. 135K. And early next year, the annual fee of The Business Platinum Card® from American. If approved for Global Entry, at no. Now you are ready to make card-not-present purchases online, over the phone, and in-app. 25% cashback on all purchases. 9 Update: The new offer is 150k. If your credit score is borderline 700, you. . There are a handful of American Express application rules that you need to know about and they include the following: 1/5 Rule: “You are allowed one Amex credit card every five day period. The card number, credit limit, and APR won’t change. Please know. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. Earn 5 points per dollar for flights booked directly with airlines or with. Earn 10x points on eligible purchases at U. I added all of my 11 personal cards to my wife's Uber account so she sees a. Redeem up to $750 worth of Travel with 100,000 Membership Rewards Bonus Points to spend on eligible flights, hotels, car hire with American Express Travel 1. $695 annual fee. Start. You receive 30,000 Membership Rewards points when you spend £4,000 within three months. 11, 2023, and TPG values this bonus at $1,260. Came back and said I was approved and to expect the new card within 1-2 weeks. Click on “Benefits” and choose “$189 Clear credit”. For example, the Blue Cash Preferred® Card has a $95 annual fee and 6% cash back on supermarkets and streaming – among others, but for simplicity’s sake, we’ll focus on the biggest rewards categories: $95 / 0. the rest of. This bonus is worth $1,600 based on TPG's valuations, thanks to the array of valuable ways to use Amex points. Once again, your history with Amex could be a major factor for getting. According to Credit Karma, the average score is 715, so it’s not incredibly hard to get the Amex Platinum card. Updated: Jul 10, 2023, 2:32pm. 60 spent with Singapore Airlines, SilkAir and Scoot directly or through The Platinum Concierge. You can also redeem MR points for Amazon credit, but only at . Earn 7,500 Membership Rewards ® points based on the S$6,000 spent above (based on 2 Membership Rewards ® points for every. streaming subscriptions, 3% back. American Express Platinum Reserve SM Credit Card: Credit Card: INR 5,000 (1 st year) INR 10,000 (2 nd year onwards) 3. You need to be targeted for the 125,000- or 150,000-point offer. Valid until 28 February 2024. American Express Platinum Travel Credit Card with ~8. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2. And the $6000 isn’t that hard to hit even if you’re frugal. 2/90 Rule: “You are allowed two Amex credit cards every 90 day period. Annual fee S$172. This way, you'll be able to see how close you are to your goal. Bottom Line. S. Currently, that card is offering a welcome bonus of 100,000 Membership Rewards points after spending $6,000 on purchases in your first six months of card membership. Plus. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. 24% based on your credit score and other factors at the time you apply for an account. Find out what credit score you need to get approved for an American Express card. Link your Venmo and/or PayPal accounts. You can earn 90,000 points on the American Express® Gold Card after spending $4,000 within the first six months. The usual credit limit for a first credit card is $100 to $500, on average, depending on which card you get. There are a few ways to get a credit limit increase: Use your card responsibly and just wait. Purchase Rate: 31. ET, 7 days a week. and at restaurants worldwide, on up to $25,000 in combined purchases, also in the first six months of card membership. You can get anywhere from 0. Nice initial bonus offer. There’s no standard credit card fee. 5 points per dollar on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. The American Express ® Personal Card. Welcome Offers . Confirm that you’ve entered the correct information and click. Cardholders are covered up to $300 per item and $1,000 per year. Amex Platinum Card Amex Business Platinum Card; Welcome offer: 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership: 120,000 bonus Membership Rewards points after you spend $15,000 on purchases in your first three months of card membership: Earning ratesAmerican Express® Business Gold Card. S. Once you're approved for The Business Platinum Card® from American Express, you'll be able to earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the. How To Increase Your Odds for Being Preapproved. address. Established: 2006, with an added Credit Extended to Covered Borrowers provision taking effect in 2017. Since its debut in 1984, the card has been a coveted possession for those who enjoy luxury. Earn 5 Membership Rewards ® points for every full S$1.